Executive Insurance Broker | NPN: 21635682
Fredrick L. Kelly
"If you want someone who's still answering your calls next year, not just closing the deal this week… that's me."
Before insurance, Fred Kelly drove a forklift at a lumberyard and built things on the side — work where one sloppy mistake means something comes crashing down. He brings that same no-cut-corners mindset to Creative Health Solutions. Check the work. Get it right. Every time.
Because let's be honest, health insurance is a rollercoaster. Life changes. Rates spike. The fine print tries to bury you. Fred's job is to get you off that ride.
Guidance over sales pitches. Transparency over fine print. Peace of mind as the finish line — not just a signature on a policy.
And yes — Fred's also a Florida state MMA champion. So when he says he'll fight for your coverage, that's not a metaphor. That's a résumé line.
Why Fred? Why not.
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You don't need another salesperson reading off a rate sheet. You need someone who's walked this road hundreds of times and knows which turns to avoid. Fred translates the jargon, cuts through the noise, and tells you what actually matters for your situation… Not a generic one.
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No fine print surprises. No "gotcha" renewals. Fred lays out your real options : costs, coverage gaps, trade-offs, in plain English. Making sure you're deciding with facts, not fear.
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The goal isn't just a policy. It's the moment you stop worrying about it. Fred's clients don't just get coverage, they get to exhale.
Life changes. Rates hike. The rollercoaster is real. Fred Kelly helps you get off it, with a plan that actually makes sense.
Gain Clarity Now
Ph - (646) 678-2327
Em - Mdv@chsquotes.com
What our clients say
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Smoothe “Baz” Chapeau ⭐️⭐️⭐️⭐️⭐️
“I thought it would be tedious. I thought it would be extensive, but they made it a really easy process to help get my mother insured really looked out to make sure that I have all the information and that was kept in the loop throughout the entire process I would recommend anyone to get their insurance with these guys.”
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Cray Rae's Fun Land ⭐️⭐️⭐️⭐️⭐️
“Absolutely wonderful! Knowledgeable. Patient. Hospitable. Punctual & organized. This overwhelming task was made easy. Thank you!” -
Andrew Valicenti ⭐️⭐️⭐️⭐️⭐️
“I recently worked with Creative Health Solution's health insurance sales advisor for small business health insurance, and they delivered the best rates we could find—truly affordable coverage that fits our budget perfectly. The great customer service made the whole process smooth and stress-free. And all done really close to the deadlines with fantastic results. Highly recommend!”