Median proposed small group increase: 14%

Employer cost outlook: Marsh projects employer health benefit costs will rise 8.2% per employee in 2027, the largest increase since 2003. Without the cost-cutting changes employers plan to make, respondents expected an 11% increase.

Federal regulators just canceled hundreds of thousands of unauthorized enrollments. Here's how to make sure yours isn't next, and how we protect our clients every step of the way.

Struggling to choose the right ACA health plan? This 2025 guide breaks down how to compare costs, networks, and coverage tiers so you can pick the best Marketplace health insurance with confidence.

Rising healthcare costs are hitting Melbourne, Florida families hard—but a Health Savings Account (HSA) can change that. HSAs give you triple tax advantages, lower your premiums, and build long-term savings.

Open Enrollment is coming in fast—and healthcare costs in Florida are climbing fast…. But Melbourne small business owners don’t have to overpay. By exploring private market plans and tax-advantaged strategies, many businesses cut premiums by 20–40% while offering stronger benefits.

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On May 1, 2026, The Cigna Group officially announced it will exit the Affordable Care Act (ACA) individual health insurance marketplace at the end of this year. About 369,000 members across 11 states will need to find new health coverage before January 1, 2027.